Saturday Savers Club - Switching to HBD For Savings

in We Are Alive Tribe11 months ago

Hello to all Saturday Savers. We are now at the end of week 11 and we are approaching the end of March. You can check what week it is here. Last week in the Saturday Savers Club we were asking what would $10 buy in your country here.

We were also discussing about using the great 20% interest rate for HBD to park some of our short-term savings.

I checked my bank and the current interest rates are:

source

Which is pretty rubbish still compared to the inflation and compared to HBD. Therefore, the money that I usually save for my yearly holiday, instead of saving it in the bank, I will move it to HBD and earn 20% APR instead!

With banks collapsing and being insolvent all around us, it is much safer in HBD too! That is one less bank account that I need to monitor, so it is a win/win situation!

On to this week's numbers:

My main target is to grow my Hive Power.

Start: 56314
Target: 100k
Current: 58902
To Go 41098

My Hive increased by 172 last week which is much lower than the previous weeks. I also was too slow in buying some Hive when the price dipped and now it is back up above $0,40. With Bitcoin surging towards $30k, I wonder if we will see any more dips to buy Hive cheap.

My second goal is to increase my ALIVE power to 25k. This is my current progress:

Start: 10025
Target: 25k
Current: 12832
To Go 12168

This week I staked 174 ALIVE tokens which was lower than last week, so I need to try and increase my amount of ALIVE tokens to stay on target towards my goal.

My final goal is to increase my staked SPS.

Start: 1539
Target: 50k
Current: 10690
To Go 39310

My SPS increased by 455 this week which is pretty decent. I am eyeing the market to make a big purchase of SPS and notice that SPS has also bounced strongly off of its lows. I am terrible at market timing! lol

source

You can see in the last week the price has gone from $0,23 to $0,29, which is a greater than 24% rise! This token has potential in my opinion and that is why I would like to have a good stack of it before Soulkeep and GLS are released!

That's it for this week, but before I go, be sure to check out the @eddie-earner or @susie-saver accounts for more details about the Saturday Savers Club. This is run by @shanibeer.

Thanks for reading.

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Every passing werk is bringing you nearer to hour goals than expected. Love to hear about the switch, nice decision.
!CTP

Thanks, it's a long road, but good to be on the journey. !ALIVE

@oasiskp2! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (9/20)

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It is better to start than never

Very true my friend. !LUV

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Great to see you keep growing towards your Hive Goals Steve, sorry about the missed market timing though, but nice strategy to put savings in HBD, keep up the good work and stay !ALIVE

Thanks Erik, I am sure there will be new opportunities. Have a great weekend !ALIVE !PGM

@flaxz.alive! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (1/20)

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Yes that is certain.

!ALIVE

@mypathtofire! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @flaxz.alive. (5/30)

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@mypathtofire! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @flaxz.alive. (2/30)

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Impressive numbers mate! Looks like you are going to be ready for the #BULL!🐂

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Thanks, I am ready and waiting! !LOL

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I totally agree with you putting money into a bank right now is pointless and risky.
People are much better off moving it around and HBD is a solid choice the banks would never offer you 20%.
Get that money working.
Wishing you much success in your goals and savings @mypathtofire

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Thanks Ben, gonna get it sorted next week! !ALIVE !PGM !LOL

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HBD in Savings is the way to go for sure! Congrats on excellent growth Steve! 😁 🙏 💚 ✨ 🤙



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Thanks! It is worth a try with 20% APR. !LOL !LUV

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Sure think brother! Yes, very much so! I'd like to get it to a place where I can live off the interest! 😁 🙏 💚 ✨ 🤙



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@mypathtofire! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @aliveandthriving. (15/40)

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Uses: 1/10

Sent 0.1 PGM - 0.1 LVL- 1 STARBITS - 0.05 DEC - 1 SBT - 0.1 THG - 0.000001 SQM - 0.1 BUDS tokens to @oscarps

remaining commands 2

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The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

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Why does Humpty Dumpty love autumn?
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Thanks !ALIVE !PGM !LOL

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I wouldn't buy anything with Velcro
It's a total rip-off.

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Have you tried the !gif !lolz !meme combo? It is a wall of fun!

Sent 0.1 PGM - 0.1 LVL- 1 STARBITS - 0.05 DEC - 1 SBT - 0.1 THG - 0.000001 SQM - 0.1 BUDS tokens to @mypathtofire

remaining commands 2

BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!

The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

5000 PGM IN STAKE = 2x rewards!

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You're doing well, but you really can't control everything. 😎 !CTP

Thanks. Yeah that is true, we can just do our best! !ALIVE

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I'm testing Pools on Threads. Could you answer? 😎
https://alpha.leofinance.io/threads/view/seckorama/re-leothreads-hhpavgr4

Done!

Thanks. These Polls look good :)

https://leofinance.io/threads/@seckorama/re-leothreads-yrybxwuq
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I didn't pay attention to the SPS/USD chart and completely missed that it went up in price... I blame HIVE for that 😃 as compared with it, it looked like a "steady line"... I suppose that with the latest Splinterlands Land whitepaper and that PROMO card, it will continue to go up for the next couple of days... until people forget about it and buy those PROMO cards... It could be a good moment to buy some AFTER that...

As I'm accumulating GLX tokens, something similar happened there... When the validator license sale began, the GLX price pumped a bit, but after that, the hype went down, the new token distribution started (for license holders) and the price went down too...

Btw. those banks' APRs suck... 😂

Thanks for the heads up. I have some time, so will wait and see what happens to the price if it dips a little after the current round of FOMO. The other thing good for SPS will be when DEC hits its PEG, so we could start to see the SPS burning for DEC.. not sure how far off that is though.

Great work on your GLX, I hope I can build my bag fast enough to enjoy the rest of the airdrop, even with the juicy APR already past us.

Are you buying Alive or just delegating?

I am mostly delegating HP, posting in the alive tribe and own 20+ alivem miners.

Okay cool cool, I am delegating a really small amount aswell + currently delegating my Alive to Aliveandthriving to get Alivem :D

That sound good, are you happy with the returns?

The ALIVEM token has already increased by 25% based on just the bid price alone!

Well, it doesn't amount to much yet.
I got 3 Alive from 50HP delegation and 3 Alive from my RC delegation and 0.016 ALIVEM from my 686 Alive delegation to @aliveandthriving xD

I really don't have any HP at the moment, since I am just powering down and putting it into HBD after thats complete I will use that dividends to build HP and maybe even more tokens again ^^ :D

It is also worth to take part in the staking competition each week to win ALIVEM if you are staking ALIVE.

https://www.wearealiveand.social/hive-155221/@flaxz/aliveonthursday-staking-contest-prizes-of-500-alive-tokens-plus-alivem-worth-500-alive-tokens-march-16-2023

Ohh. I need to check it out! I am just staking when I get some though xD

My loudest applause for your great achievements as always, Steve. All the progress that you have there are genuinely inspiring. I wish you more success and keep achieving all your goals. You are great and I am really inspired on your wonderful journey.

Thanks for your kind words and I wish you lots of success for your journey too. !ALIVE

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HBD is providing us high Interest and i think it's a very good opportunity to earn and we shouldn't miss the opportunity. Saving asset in HBD is much better then saving in a bank. At least we will get multiple X profit comparing with Bank.

Yes, this is my thinking. At least I can earn some much better interest and stop supporting the banks. !ALIVE

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Looks like another good week of growth - nice work !
I wish I was brave enough to move personal savings into HBD - its probably a good move, but I've always kept personal savings and crypto separated.
!ALIVE
!LOLZ
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!PGM

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Sent 0.1 PGM - 0.1 LVL- 1 STARBITS - 0.05 DEC - 1 SBT - 0.1 THG - 0.000001 SQM - 0.1 BUDS tokens to @hoosie

remaining commands 1

BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!

The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

5000 PGM IN STAKE = 2x rewards!

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Thanks, slow and steady wins the race as they say. I will test the waters with moving some savings to HBD and see how it goes. !ALIVE !LOL !PGM

Sent 0.1 PGM - 0.1 LVL- 1 STARBITS - 0.05 DEC - 1 SBT - 0.1 THG - 0.000001 SQM - 0.1 BUDS tokens to @mypathtofire

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BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!

The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

5000 PGM IN STAKE = 2x rewards!

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@hoosie! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (7/20)

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Congratulations to you, the market positive outlook makes it even easier to build one's goals. I'm also targeting some decent HBD goals for myself.

Thanks, i think it is time to lower our risk and remove money from the risky banks!

172 HP for a week is a great number for me since I joined here last year. Hmm, seemed like sometimes some opportunities slip off. Well , maybe this week you will be luckier.

$10 is almost P500 value here, and that's enough to buy for my two days meal (I will be the one to cook)

Thanks. $10 would also buy enough food here to last for 2 days, but nothing too extravagant though. (also cooking here).

I hope you have a great week too!

The growth is great.
Please what is SPS, i will love have it too

Thanks. SPS is the token that you earn by playing Splinterlands. !ALIVE !PGM !PIZZA

@ijelady! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (8/20)

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Okay, thank you so much

Congratulations- despite the decrease from the prior week you are doing well. You have set goals and are monitoring them. All the best wishes in achieving them!

Thank you! I wish you a great week too. !ALIVE

@momogrow! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (13/20)

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Many thanks - also for the tip

Yay! 🤗
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That was a decent rise in SPS!

Great to see you heading towards your goals Steve!

!ALIVE
!PGM

Sent 0.1 PGM - 0.1 LVL- 1 STARBITS - 0.05 DEC - 1 SBT - 0.1 THG - 0.000001 SQM - 0.1 BUDS tokens to @tengolotodo

remaining commands 2

BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!

The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

5000 PGM IN STAKE = 2x rewards!

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@mypathtofire! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @tengolotodo. (4/10)

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BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!

The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

5000 PGM IN STAKE = 2x rewards!

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@mypathtofire! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @aliveprojects. (15/30)

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From my perspective HBD in Savings is a far better choice than any fiat currency in banks. Even in your slower weeks you're doing exceedingly well Steve! I'm nowhere near your number yet! Some day soon! Big congratulations on what you've achieved so far, and I wish you immense success with your goals moving forward! 😁 🙏 💚 ✨ 🤙

Thanks, I agree, the banks arent our friends looking after our money. I am sure you will hit your goals with your great work on Hive. !ALIVE

Absolutely, you're so welcome! Yep, exactly! Thank you muy for that Steve! I'm focused and determined! I know I'll be a Hive millionaire whale at some point, I just don't know how or when yet, but I will get there! 😁 🙏 💚 ✨ 🤙

Excellent post!

Thanks for checking it out. !ALIVE

@nobutsd1974! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (6/20)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want.

What is happening with the world economy and the banks is really worrying, we'll see how it all develops. For the moment HBD seems a safe bet with a nice return.

And congratulations on the progress towards achieving your goals.

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Thanks. It certainly is telling that fiat is more risky than crypto. !ALIVE

@coquicoin-leo! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @mypathtofire. (10/20)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want.

wie kann ich alive vermehren?

Die einfachste Weg, ist "aliveandthriving" als Tag nutzen..

danke dir