Week 38 - Can't Believe I'm 14 Weeks Away From Completing My 365 Penny-A- Day Challenge & Week 6 of Autumn Savings Challenge | SATURDAY SAVERS CLUB

Hello everyone and welcome back. I'm sharing you my weekly Saturday Savers Club progress report for Week 38.

I'm still going strong in the Wellbeing Club hosted by @shanibeer over in the Natural Medicine Community. Feeling well in body and spirit helps me focus on my investment research and saving strategies for my finances.

My Saturday Savers Club News:

20-week Autumn Savings Challenge
It's now Week 6 of my regular participation in the Club's Autumn Savings Challenge. I'm halfway toward my target of saving $100 by November. Adding 3.22 Hive and HBD to my savings this week ensures my account is continuing to grow. As of today, my balances are: [314.160 Hive] and [175.104]. If you'd like to participate, check out @eddie-earner's and @shanibeer's post below for more details.

September NO-BUY Month
Now in my 18th day of the NO-BUY month. I published my mid-month update a few days ago. My goal was to save 40% of my monthly expenses. I decided the easiest way to reach that goal was to reduce my Entertainment expenses that total 15% of my monthly budget. That equates to roughly $450 month. That's a lot to spend on entertainment. To date, I have saved 50% of that amount. I have not dined out nor picked up take-out foods since Sept. 1.

I plan to use my 1 dine-in I allowed this month for a dinner next week. It will certainly be enjoyable, and I look forward to it.

• September NO-BUY Month [SPI GIVE-A-WAY]
  Every week during our September NO-BUY month, SPI is available as a a Give-A-Way!

For Week 1, I won the SPI Prize for my participation with my Curry Chicken Salad entry prepared entirely from foods I had on hand.
For Week 2: I left tips for low-cost or no-cost leisure activities for the entire family. You can check out my comments here for which I won the SPI giveaway. Also, congratulations to @phoenixwren, @jfang003 and @metzli for the winning tips.

For Week 3: This week, to win in the SPI Give-A-Way, @shanibeer would like for us to share what other activities we can enjoy to steer our thoughts away from the temptation of shopping. This includes online was well.

Wednesday Wellbeing Club
To date, I've visited three communities in the hopes of spreading the word about this wonderful program. You can heck out @shanibeer's Wellbeing Club post over in the Natural Medicine Community each Wednesday. Here's her latest post from this past Wednesday: Wednesday Wellbeing Club | 11 August - 24 November | Week 5: Wednesday 15 September 2021. Anyone who desires to participate is welcome.

EDS Miner (EDSM) tokens
Only 618 Tokens remain. I purchased on discount 5 additional tokens on discount at 9 Hive today. Remember, @eddie-earner advises that EDS tokens are a low-risk income token that generates guaranteed earnings of 12% annually. The only way to obtain EDS tokens is to mine them through EDS Miner tokens. EDS pays out every Monday evening with an awesome interest rate. Last week it was 23%.

Other Club News
In our Golden Pig Tip for the September NO-BUY month, @shanibeer provides some great tips on how to keep on track this month by allowing for some fun items in your budget. Also, she's giving us something else to focus on instead of shopping. Read how to replace the temptations of shopping to keep us focused on our goals. Check this out and other news in this Week 38 Saturday Savers Club post by @eddie-earner and @shanibeer: Saturday Savers Club with @susie-saver | Week 38 - Saturday 18 September 2021 | Week 6 - Autumn Challenge - Save $100! | SPI Giveaway for September NO-BUY month | Win EDS Tokens for Comments! Everyone Welcome.

My Saturday Savers Club Report for Week 38:

PROJECT	PARTICIPATION	COMMENTS
Hive Engine Diesel Pools		Reading @ecoinstant's post "How-TO guide on using"
EDSM	5	Purchased addt'l at discount. Current holding: 39.185
EDS	60.78	Current holdings
ALIVE	41.43	Staked in @flaxz's Alive on Thursday Staking Contest
SPT	981	New investment: @splinterlands purchase. Staked 900
ENTRY	49.2K	New investment: @dcitygame purchase
Saturday Savers Club	Day 261	365 penny-a-day, Money Saving Challenge. ON TARGET.
Autumn Savings Challenge	314.160	Hive Savings Balance
Autumn Savings Challenge	175.104	HBD Savings Balance

PLEASE NOTE:

^{As I have reiterated, I'm not a financial adviser. My post is not meant to be financial advice. My articles on cryptocurrency, investing, and saving are meant to share my personal opinion, experiences, and general information about those items once I discover interesting facts and figures. Please perform your own research before investing in any project that you feel comfortable with. In all cases, only spend and invest in project where you have the available resources.}

^Source

DAY	Amount Hive Saved	Hive Balance	Amount HBD Saved	HBD Balance
Autumn Savings Challenge
Week No.	Beg. Balance	301.790	Beg. Balance	101.932
Week 1: (8/14/21)	+1.05	302.960	+1.05	102.982
Week 2: (8/21/21)	+1.26	304.220	+1.26	104.242
Week 3 (8/28/21)			60 Addt'l HBD	164.242
	+1.75	305.970	+1.75	165.992
	0.921 HBD			166.914
Week 4 (9/4/21)	+2.24	308.210	+2.24	169.154
Week 5 (9/11/21)	+2.73	310.940	+2.73	171.884
Week 6 (9/18/21)	+3.22	314.160	+3.22	175.104

In the Autumn Savings Challenge, the amounts below are now what I will save weekly.

Week No.	Amount	Week No.	Amount
Week 1	1.05 🤑	Week 11	5.67
Week 2	1.26 🤑	Week 12	6.16
Week 3	1.75 🤑	Week 13	6.65
Week 4	2.24 🤑	Week 14	7.14
Week 5	2.73 🤑	Week 15	7.63
Week 6	3.22 💪🤑	Week 16	8.12
Week 7	3.71	Week 17	8.61
Week 8	4.20	Week 18	9.10
Week 9	4.69	Week 19	9.59
Week 10	5.18	Week 20	10.08

Thank you so much for your visit. I appreciate the time you out of your busy schedule to see my progress in the Saturday Savers Club.

Why not join in this fun initiative with either the Autumn Savings Challenge or the 365 Penny-A-Day Challenge and start saving. Tell me what your savings plan looks like. I'd like to hear about different ideas.

See you next week.

Proof of participation for Week 38 of 365-Day Challenge: 9/12/21 - 9/18/21

Proof of participation for Week 6 of Autumn Savings Challenge: Ending: 9/18/21